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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,542 | $213,785-81.0% | $185,441-78.1% | $155,188-73.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.67% | 19.97%-3.3pp | 20.16%-3.5pp | 148.84%-132.2pp |
| Employer contribution / active EE | $718 | $5,393-86.7% | $4,672-84.6% | $4,248-83.1% |
| Participant deferral / active EE | $11,241 | $6,864+63.8% | $6,152+82.7% | $6,531+72.1% |
| Admin fee / account holder | $1,796 | $21,134-91.5% | $17,890-90.0% | $14,480-87.6% |