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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,679 | $155,555-86.1% | $146,866-85.2% | $155,188-86.0% |
| Participation rate | 57.1% | 84.0%-26.8pp | 82.5%-25.4pp | 80.8%-23.7pp |
| Annual return | 19.92% | 115.41%-95.5pp | 102.85%-82.9pp | 148.84%-128.9pp |
| Employer contribution / active EE | $2,521 | $4,647-45.8% | $4,425-43.0% | $4,248-40.7% |
| Participant deferral / active EE | $6,149 | $8,044-23.6% | $7,759-20.8% | $6,531-5.9% |
| Admin fee / account holder | $2,844 | $14,755-80.7% | $13,620-79.1% | $14,480-80.4% |