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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $774,034 | $201,264+284.6% | $184,185+320.2% | $145,978+430.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 62.93% | 29.00%+33.9pp | 28.81%+34.1pp | 550.52%-487.6pp |
| Employer contribution / active EE | $18,159 | $7,021+158.6% | $6,426+182.6% | $4,662+289.5% |
| Participant deferral / active EE | $28,625 | $9,806+191.9% | $9,132+213.5% | $6,690+327.9% |
| Admin fee / account holder | $1,227 | $16,376-92.5% | $13,909-91.2% | $13,400-90.8% |