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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,294 | $149,040-52.8% | $120,225-41.5% | $137,256-48.8% |
| Participation rate | 80.0% | 75.4%+4.6pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 24.10% | 605.68%-581.6pp | 439.23%-415.1pp | 220.34%-196.2pp |
| Employer contribution / active EE | $13,929 | $4,350+220.2% | $3,475+300.8% | $4,156+235.2% |
| Participant deferral / active EE | $9,719 | $4,655+108.8% | $3,999+143.1% | $6,407+51.7% |
| Admin fee / account holder | $763 | $6,348-88.0% | $5,696-86.6% | $12,270-93.8% |