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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,847 | $199,109-86.5% | $173,730-84.5% | $154,746-82.7% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 19.23% | 20.02%-0.8pp | 19.96%-0.7pp | 172.34%-153.1pp |
| Employer contribution / active EE | $3,797 | $5,311-28.5% | $4,577-17.1% | $4,379-13.3% |
| Participant deferral / active EE | $6,227 | $7,113-12.4% | $6,326-1.6% | $6,730-7.5% |
| Admin fee / account holder | $3,766 | $20,916-82.0% | $17,523-78.5% | $14,365-73.8% |