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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,222 | $76,522-97.1% | $56,033-96.0% | $145,884-98.5% |
| Participation rate | 61.5% | 63.2%-1.7pp | 52.5%+9.0pp | 80.3%-18.8pp |
| Annual return | 4.83% | 3014.28%-3009.5pp | 1711.38%-1706.6pp | 551.85%-547.0pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,086 | $2,624-58.6% | $1,954-44.4% | $6,690-83.8% |
| Admin fee / account holder | $248 | $3,328-92.5% | $2,827-91.2% | $13,392-98.1% |