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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,749 | $76,519+0.3% | $56,025+37.0% | $145,897-47.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.44% | 3017.03%-3006.6pp | 1712.69%-1702.2pp | 552.29%-541.9pp |
| Employer contribution / active EE | $14,575 | $1,383+953.6% | $1,042+1299.3% | $4,663+212.6% |
| Participant deferral / active EE | $75,772 | $2,624+2787.2% | $1,955+3776.8% | $6,689+1032.7% |
| Admin fee / account holder | $102,465 | $3,331+2976.3% | $2,828+3522.8% | $13,390+665.2% |