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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,295 | $227,291+31.2% | $214,702+38.9% | $155,188+92.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 21.53% | 60.08%-38.5pp | 54.55%-33.0pp | 148.84%-127.3pp |
| Employer contribution / active EE | $12,265 | $6,772+81.1% | $6,461+89.8% | $4,248+188.7% |
| Participant deferral / active EE | $18,619 | $9,582+94.3% | $9,147+103.6% | $6,531+185.1% |
| Admin fee / account holder | $307 | $20,413-98.5% | $19,830-98.5% | $14,480-97.9% |