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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,748 | $111,814-34.9% | $103,374-29.6% | $145,959-50.2% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 14.48% | 24.77%-10.3pp | 24.89%-10.4pp | 561.95%-547.5pp |
| Employer contribution / active EE | $2,895 | $4,214-31.3% | $3,869-25.2% | $4,661-37.9% |
| Participant deferral / active EE | $21,644 | $5,618+285.2% | $5,058+327.9% | $6,689+223.6% |
| Admin fee / account holder | $462 | $9,754-95.3% | $8,394-94.5% | $13,398-96.5% |