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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,677 | $88,815-15.9% | $81,882-8.8% | $145,897-48.8% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 11.90% | 1033.75%-1021.8pp | 779.47%-767.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $5,280 | $3,086+71.1% | $2,916+81.1% | $4,663+13.2% |
| Participant deferral / active EE | $7,727 | $4,647+66.3% | $4,323+78.7% | $6,689+15.5% |
| Admin fee / account holder | $1,181 | $8,434-86.0% | $7,360-84.0% | $13,390-91.2% |