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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,331 | $172,111+39.1% | $150,298+59.2% | $137,256+74.4% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 16.56% | 69.37%-52.8pp | 62.79%-46.2pp | 220.34%-203.8pp |
| Employer contribution / active EE | $25,052 | $4,636+440.3% | $4,154+503.1% | $4,156+502.8% |
| Participant deferral / active EE | $11,868 | $6,166+92.5% | $5,453+117.6% | $6,407+85.2% |
| Admin fee / account holder | $274 | $16,471-98.3% | $14,116-98.1% | $12,270-97.8% |