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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,331 | $185,312+29.2% | $161,489+48.2% | $154,746+54.7% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 16.56% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $25,052 | $4,769+425.3% | $4,268+486.9% | $4,379+472.1% |
| Participant deferral / active EE | $11,868 | $6,350+86.9% | $5,630+110.8% | $6,730+76.3% |
| Admin fee / account holder | $274 | $18,654-98.5% | $16,006-98.3% | $14,365-98.1% |