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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,665 | $124,425+3.4% | $112,040+14.8% | $137,256-6.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.99% | 24.72%-6.7pp | 24.52%-6.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $22,774 | $3,411+567.6% | $2,954+671.0% | $4,156+448.0% |
| Participant deferral / active EE | $11,558 | $5,718+102.1% | $5,098+126.7% | $6,407+80.4% |
| Admin fee / account holder | $671 | $15,207-95.6% | $12,098-94.5% | $12,270-94.5% |