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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,981 | $180,749-86.7% | $160,784-85.1% | $137,256-82.5% |
| Participation rate | 84.6% | 80.0%+4.6pp | 77.0%+7.7pp | 80.0%+4.7pp |
| Annual return | 16.80% | 2234.46%-2217.7pp | 1803.92%-1787.1pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,422 | $4,155-65.8% | $3,733-61.9% | $4,156-65.8% |
| Participant deferral / active EE | $5,133 | $6,844-25.0% | $6,293-18.4% | $6,407-19.9% |
| Admin fee / account holder | $4,029 | $10,397-61.3% | $9,717-58.5% | $12,270-67.2% |