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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,981 | $208,088-88.5% | $186,193-87.1% | $154,746-84.5% |
| Participation rate | 84.6% | 80.0%+4.6pp | 77.1%+7.5pp | 80.7%+3.9pp |
| Annual return | 16.80% | 89.97%-73.2pp | 78.03%-61.2pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,422 | $4,340-67.2% | $3,918-63.7% | $4,379-67.5% |
| Participant deferral / active EE | $5,133 | $7,078-27.5% | $6,513-21.2% | $6,730-23.7% |
| Admin fee / account holder | $4,029 | $11,698-65.6% | $11,058-63.6% | $14,365-72.0% |