Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
REAMS ASSET MANAGEMENT1 year Filed as: UMB BANK NA Service code 99 · EIN 44-0194180 | Other Fees | $16,335 |
Filed as: ALERA INVESTMENT ADVISORS Service code 99 · EIN 81-4473358 | Other Fees | $7,723 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,477 | $88,360-66.6% | $145,433-79.7% | $67,986-56.6% |
| Participation rate | 90.2% | 65.5%+24.8pp | 82.1%+8.1pp | 57.2%+33.0pp |
| Annual return | 23.36% | 63.15%-39.8pp | 66.58%-43.2pp | 31.67%-8.3pp |
| Employer contribution / active EE | $899 | $3,054-70.6% | $4,554-80.3% | $2,019-55.5% |
| Participant deferral / active EE | $8,071 | $5,932+36.1% | $7,897+2.2% | $3,358+140.4% |
| Admin fee / account holder | $381 | $3,313-88.5% | $13,129-97.1% | $3,203-88.1% |