Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
REAMS ASSET MANAGEMENT1 year Filed as: UMB BANK NA Service code 99 · EIN 44-0194180 | Other Fees | $16,335 |
Filed as: ALERA INVESTMENT ADVISORS Service code 99 · EIN 81-4473358 | Other Fees | $7,723 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,477 | $82,133-64.1% | $147,318-80.0% | $64,097-54.0% |
| Participation rate | 90.2% | 62.3%+28.0pp | 82.1%+8.2pp | 55.2%+35.1pp |
| Annual return | 23.36% | 78.78%-55.4pp | 70.43%-47.1pp | 34.64%-11.3pp |
| Employer contribution / active EE | $899 | $2,872-68.7% | $4,593-80.4% | $1,891-52.5% |
| Participant deferral / active EE | $8,071 | $5,407+49.3% | $7,906+2.1% | $3,080+162.1% |
| Admin fee / account holder | $381 | $3,730-89.8% | $13,708-97.2% | $3,454-89.0% |