Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,234 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 49 3801 PGA BOULEVARD · PALM BEACH GARDENS, FL 33410 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,547 | $82,979-64.4% | $102,412-71.1% | $77,736-62.0% |
| Participation rate | 39.2% | 71.5%-32.3pp | 74.5%-35.3pp | 70.6%-31.4pp |
| Annual return | 14.22% | 19.11%-4.9pp | 24.94%-10.7pp | 31.26%-17.0pp |
| Employer contribution / active EE | $1,259 | $3,554-64.6% | $3,870-67.5% | $2,728-53.8% |
| Participant deferral / active EE | $2,287 | $4,109-44.3% | $5,060-54.8% | $4,651-50.8% |
| Admin fee / account holder | $17 | $639-97.3% | $8,388-99.8% | $433-96.0% |