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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,875 | $76,519-33.5% | $56,025-9.2% | $145,897-65.1% |
| Participation rate | 29.4% | 63.2%-33.8pp | 52.5%-23.1pp | 80.3%-50.9pp |
| Annual return | 10.53% | 3017.03%-3006.5pp | 1712.69%-1702.2pp | 552.29%-541.8pp |
| Employer contribution / active EE | $441 | $1,383-68.1% | $1,042-57.7% | $4,663-90.5% |
| Participant deferral / active EE | $1,606 | $2,624-38.8% | $1,955-17.8% | $6,689-76.0% |
| Admin fee / account holder | $1,603 | $3,331-51.9% | $2,828-43.3% | $13,390-88.0% |