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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,556 | $223,823-85.9% | $211,142-85.1% | $154,746-79.6% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 14.95% | 50.39%-35.4pp | 46.84%-31.9pp | 172.34%-157.4pp |
| Employer contribution / active EE | $3,081 | $6,787-54.6% | $6,442-52.2% | $4,379-29.6% |
| Participant deferral / active EE | $5,768 | $9,750-40.8% | $9,284-37.9% | $6,730-14.3% |
| Admin fee / account holder | $11,075 | $19,707-43.8% | $19,076-41.9% | $14,365-22.9% |