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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $795,482 | $172,111+362.2% | $150,298+429.3% | $137,256+479.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.87% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $11,871 | $4,636+156.1% | $4,154+185.8% | $4,156+185.6% |
| Participant deferral / active EE | $10,323 | $6,166+67.4% | $5,453+89.3% | $6,407+61.1% |
| Admin fee / account holder | $558 | $16,471-96.6% | $14,116-96.0% | $12,270-95.5% |