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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,108 | $75,541-82.6% | $152,093-91.4% | $82,637-84.1% |
| Participation rate | 90.7% | 66.5%+24.2pp | 77.8%+12.9pp | 68.1%+22.6pp |
| Annual return | 17.62% | 32.56%-14.9pp | 66.36%-48.7pp | 53.51%-35.9pp |
| Employer contribution / active EE | $1,266 | $2,622-51.7% | $4,175-69.7% | $2,552-50.4% |
| Participant deferral / active EE | $1,988 | $3,206-38.0% | $5,451-63.5% | $4,126-51.8% |
| Admin fee / account holder | $1,999 | $6,405-68.8% | $14,497-86.2% | $7,339-72.8% |