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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,598 | $95,404-62.7% | $113,397-68.6% | $82,637-56.9% |
| Participation rate | 64.1% | 72.8%-8.7pp | 76.5%-12.4pp | 68.1%-4.0pp |
| Annual return | 19.61% | 19.08%+0.5pp | 23.20%-3.6pp | 53.51%-33.9pp |
| Employer contribution / active EE | $2,869 | $2,307+24.4% | $2,977-3.6% | $2,552+12.4% |
| Participant deferral / active EE | $4,745 | $4,220+12.5% | $5,076-6.5% | $4,126+15.0% |
| Admin fee / account holder | $1,604 | $9,168-82.5% | $11,957-86.6% | $7,339-78.1% |