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Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,000 | $48,284-60.7% | $67,524-71.9% | $80,911-76.5% |
| Participation rate | 91.5% | 66.4%+25.1pp | 72.9%+18.6pp | 67.6%+23.8pp |
| Annual return | 37.16% | 18.27%+18.9pp | 3519.41%-3482.2pp | 35.63%+1.5pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $2,734-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,085 | $2,927+210.4% | $4,001+127.1% | $4,297+111.4% |
| Admin fee / account holder | $16 | $3,688-99.6% | $4,001-99.6% | $6,935-99.8% |