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Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,000 | $48,327-60.7% | $67,575-71.9% | $80,935-76.5% |
| Participation rate | 91.5% | 66.4%+25.1pp | 72.9%+18.5pp | 67.7%+23.8pp |
| Annual return | 37.16% | 18.31%+18.9pp | 3528.98%-3491.8pp | 35.66%+1.5pp |
| Employer contribution / active EE | $0 | $2,022-100.0% | $2,736-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,085 | $2,927+210.4% | $4,003+126.9% | $4,299+111.3% |
| Admin fee / account holder | $16 | $3,692-99.6% | $3,993-99.6% | $6,924-99.8% |