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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,761 | $99,921-85.2% | $85,009-82.6% | $145,959-89.9% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 17.52% | 83.89%-66.4pp | 66.47%-48.9pp | 561.95%-544.4pp |
| Employer contribution / active EE | $4,192 | $3,233+29.7% | $2,728+53.6% | $4,661-10.1% |
| Participant deferral / active EE | $7,546 | $5,293+42.6% | $4,522+66.9% | $6,689+12.8% |
| Admin fee / account holder | $1,267 | $7,252-82.5% | $6,153-79.4% | $13,398-90.5% |