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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,761 | $99,995-85.2% | $85,063-82.6% | $145,978-89.9% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 17.52% | 83.99%-66.5pp | 66.54%-49.0pp | 550.52%-533.0pp |
| Employer contribution / active EE | $4,192 | $3,231+29.7% | $2,727+53.7% | $4,662-10.1% |
| Participant deferral / active EE | $7,546 | $5,295+42.5% | $4,523+66.8% | $6,690+12.8% |
| Admin fee / account holder | $1,267 | $7,255-82.5% | $6,155-79.4% | $13,400-90.5% |