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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,002 | $102,422-89.3% | $147,117-92.5% | $80,959-86.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.82% | 135.16%-121.3pp | 420.54%-406.7pp | 35.67%-21.8pp |
| Employer contribution / active EE | $1,506 | $3,717-59.5% | $4,932-69.5% | $2,757-45.4% |
| Participant deferral / active EE | $2,310 | $6,652-65.3% | $8,065-71.4% | $4,300-46.3% |
| Admin fee / account holder | $304 | $7,953-96.2% | $12,993-97.7% | $6,925-95.6% |