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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,746 | $160,028+131.1% | $147,080+151.4% | $145,884+153.5% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 10.97% | 98.60%-87.6pp | 420.17%-409.2pp | 551.85%-540.9pp |
| Employer contribution / active EE | $6,832 | $5,286+29.2% | $4,933+38.5% | $4,662+46.5% |
| Participant deferral / active EE | $13,697 | $8,422+62.6% | $8,066+69.8% | $6,690+104.8% |
| Admin fee / account holder | $71,615 | $15,030+376.5% | $12,989+451.4% | $13,392+434.8% |