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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,851 | $108,882-63.4% | $96,754-58.8% | $154,746-74.2% |
| Participation rate | 70.0% | 75.1%-5.1pp | 70.3%-0.3pp | 80.7%-10.7pp |
| Annual return | 14.95% | 98.39%-83.4pp | 82.04%-67.1pp | 172.34%-157.4pp |
| Employer contribution / active EE | $3,620 | $3,018+19.9% | $2,679+35.1% | $4,379-17.3% |
| Participant deferral / active EE | $8,762 | $5,323+64.6% | $4,758+84.2% | $6,730+30.2% |
| Admin fee / account holder | $13,834 | $10,200+35.6% | $8,905+55.4% | $14,365-3.7% |