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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,851 | $97,125-59.0% | $86,233-53.8% | $137,256-71.0% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.0%+1.0pp | 80.0%-10.0pp |
| Annual return | 14.95% | 74.19%-59.2pp | 61.39%-46.4pp | 220.34%-205.4pp |
| Employer contribution / active EE | $3,620 | $2,841+27.4% | $2,504+44.6% | $4,156-12.9% |
| Participant deferral / active EE | $8,762 | $5,180+69.2% | $4,559+92.2% | $6,407+36.8% |
| Admin fee / account holder | $13,834 | $9,725+42.3% | $8,342+65.8% | $12,270+12.7% |