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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,433 | $106,864-90.2% | $147,318-92.9% | $82,637-87.4% |
| Participation rate | 72.5% | 75.5%-3.0pp | 82.1%-9.5pp | 68.1%+4.5pp |
| Annual return | 19.23% | 27.49%-8.3pp | 70.43%-51.2pp | 53.51%-34.3pp |
| Employer contribution / active EE | $1,089 | $3,417-68.1% | $4,593-76.3% | $2,552-57.3% |
| Participant deferral / active EE | $4,400 | $6,496-32.3% | $7,906-44.3% | $4,126+6.6% |
| Admin fee / account holder | $723 | $8,415-91.4% | $13,708-94.7% | $7,339-90.1% |