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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,433 | $106,749-90.2% | $145,433-92.8% | $82,448-87.3% |
| Participation rate | 72.5% | 75.6%-3.1pp | 82.1%-9.6pp | 68.1%+4.5pp |
| Annual return | 19.23% | 27.59%-8.4pp | 66.58%-47.3pp | 41.64%-22.4pp |
| Employer contribution / active EE | $1,089 | $3,444-68.4% | $4,554-76.1% | $2,551-57.3% |
| Participant deferral / active EE | $4,400 | $6,519-32.5% | $7,897-44.3% | $4,139+6.3% |
| Admin fee / account holder | $723 | $8,390-91.4% | $13,129-94.5% | $7,234-90.0% |