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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,587 | $160,028-88.4% | $147,080-87.4% | $145,884-87.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 14.80% | 98.60%-83.8pp | 420.17%-405.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $5,230 | $5,286-1.1% | $4,933+6.0% | $4,662+12.2% |
| Participant deferral / active EE | $8,660 | $8,422+2.8% | $8,066+7.4% | $6,690+29.4% |
| Admin fee / account holder | $3,483 | $15,030-76.8% | $12,989-73.2% | $13,392-74.0% |