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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,080 | $84,953-41.0% | $163,379-69.3% | $82,637-39.4% |
| Participation rate | 27.1% | 65.9%-38.9pp | 76.8%-49.7pp | 68.1%-41.0pp |
| Annual return | 17.48% | 23.07%-5.6pp | 63.41%-45.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $814 | $2,183-62.7% | $3,752-78.3% | $2,552-68.1% |
| Participant deferral / active EE | $1,540 | $4,326-64.4% | $6,282-75.5% | $4,126-62.7% |
| Admin fee / account holder | $3,330 | $7,921-58.0% | $9,818-66.1% | $7,339-54.6% |