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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,080 | $80,812-38.0% | $160,784-68.9% | $82,448-39.3% |
| Participation rate | 27.1% | 66.2%-39.2pp | 77.0%-49.9pp | 68.1%-41.0pp |
| Annual return | 17.48% | 100.59%-83.1pp | 1803.92%-1786.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $814 | $2,174-62.5% | $3,733-78.2% | $2,551-68.1% |
| Participant deferral / active EE | $1,540 | $4,335-64.5% | $6,293-75.5% | $4,139-62.8% |
| Admin fee / account holder | $3,330 | $7,695-56.7% | $9,717-65.7% | $7,234-54.0% |