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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,089 | $169,161-67.4% | $129,295-57.4% | $145,959-62.3% |
| Participation rate | 95.8% | 76.5%+19.4pp | 69.6%+26.2pp | 80.3%+15.5pp |
| Annual return | 11.33% | 14348.07%-14336.7pp | 9429.28%-9418.0pp | 561.95%-550.6pp |
| Employer contribution / active EE | $5,761 | $5,543+3.9% | $4,157+38.6% | $4,661+23.6% |
| Participant deferral / active EE | $3,005 | $4,989-39.8% | $4,169-27.9% | $6,689-55.1% |
| Admin fee / account holder | $1,997 | $9,878-79.8% | $7,665-74.0% | $13,398-85.1% |