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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,089 | $169,356-67.5% | $129,406-57.4% | $145,897-62.2% |
| Participation rate | 95.8% | 76.5%+19.3pp | 69.6%+26.2pp | 80.3%+15.5pp |
| Annual return | 11.33% | 14418.62%-14407.3pp | 9468.18%-9456.8pp | 552.29%-541.0pp |
| Employer contribution / active EE | $5,761 | $5,542+3.9% | $4,155+38.6% | $4,663+23.5% |
| Participant deferral / active EE | $3,005 | $4,987-39.7% | $4,167-27.9% | $6,689-55.1% |
| Admin fee / account holder | $1,997 | $9,915-79.9% | $7,689-74.0% | $13,390-85.1% |