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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,089 | $169,361-67.5% | $129,397-57.4% | $145,877-62.2% |
| Participation rate | 95.8% | 76.5%+19.4pp | 69.6%+26.2pp | 80.3%+15.5pp |
| Annual return | 11.33% | 14395.54%-14384.2pp | 9453.98%-9442.7pp | 551.28%-540.0pp |
| Employer contribution / active EE | $5,761 | $5,542+3.9% | $4,154+38.7% | $4,663+23.5% |
| Participant deferral / active EE | $3,005 | $4,987-39.8% | $4,167-27.9% | $6,691-55.1% |
| Admin fee / account holder | $1,997 | $9,903-79.8% | $7,679-74.0% | $13,402-85.1% |