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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,275 | $81,358-51.7% | $155,556-74.8% | $80,959-51.5% |
| Participation rate | 65.4% | 66.3%-0.9pp | 78.2%-12.8pp | 67.7%-2.3pp |
| Annual return | 13.89% | 33.39%-19.5pp | 64.84%-50.9pp | 35.67%-21.8pp |
| Employer contribution / active EE | $2,629 | $3,106-15.4% | $4,675-43.8% | $2,757-4.7% |
| Participant deferral / active EE | $4,452 | $3,455+28.9% | $5,631-20.9% | $4,300+3.5% |
| Admin fee / account holder | $169 | $7,994-97.9% | $15,885-98.9% | $6,925-97.6% |