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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,887 | $185,312-38.0% | $161,489-28.9% | $154,746-25.8% |
| Participation rate | 40.0% | 82.5%-42.5pp | 78.7%-38.7pp | 80.7%-40.7pp |
| Annual return | 17.38% | 103.84%-86.5pp | 89.72%-72.3pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,908 | $4,769-60.0% | $4,268-55.3% | $4,379-56.4% |
| Participant deferral / active EE | $8,283 | $6,350+30.4% | $5,630+47.1% | $6,730+23.1% |
| Admin fee / account holder | $404 | $18,654-97.8% | $16,006-97.5% | $14,365-97.2% |