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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,167 | $160,028-88.6% | $147,080-87.6% | $145,884-87.5% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 12.35% | 98.60%-86.2pp | 420.17%-407.8pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,589 | $5,286-69.9% | $4,933-67.8% | $4,662-65.9% |
| Participant deferral / active EE | $3,347 | $8,422-60.3% | $8,066-58.5% | $6,690-50.0% |
| Admin fee / account holder | $1,516 | $15,030-89.9% | $12,989-88.3% | $13,392-88.7% |