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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,167 | $159,978-88.6% | $147,041-87.6% | $145,978-87.6% |
| Participation rate | 86.4% | 84.0%+2.4pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 12.35% | 98.36%-86.0pp | 419.21%-406.9pp | 550.52%-538.2pp |
| Employer contribution / active EE | $1,589 | $5,288-70.0% | $4,935-67.8% | $4,662-65.9% |
| Participant deferral / active EE | $3,347 | $8,429-60.3% | $8,071-58.5% | $6,690-50.0% |
| Admin fee / account holder | $1,516 | $15,053-89.9% | $13,006-88.3% | $13,400-88.7% |