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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,312 | $58,057-40.9% | $97,032-64.6% | $86,983-60.6% |
| Participation rate | 32.3% | 60.4%-28.1pp | 71.6%-39.3pp | 69.5%-37.2pp |
| Annual return | 16.13% | 22.26%-6.1pp | 35.38%-19.2pp | 25.83%-9.7pp |
| Employer contribution / active EE | $759 | $1,663-54.3% | $2,629-71.1% | $2,584-70.6% |
| Participant deferral / active EE | $2,578 | $3,244-20.5% | $4,672-44.8% | $4,194-38.5% |
| Admin fee / account holder | $555 | $4,839-88.5% | $9,418-94.1% | $7,856-92.9% |