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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,065 | $55,889-65.9% | $76,119-75.0% | $80,935-76.4% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 14.50% | 20.58%-6.1pp | 361.25%-346.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $0 | $1,866-100.0% | $2,693-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,119 | $3,051+231.6% | $4,259+137.6% | $4,299+135.4% |
| Admin fee / account holder | $1,770 | $5,241-66.2% | $6,421-72.4% | $6,924-74.4% |