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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,488 | $47,479-21.0% | $62,929-40.4% | $82,448-54.5% |
| Participation rate | 82.8% | 66.9%+15.9pp | 73.1%+9.6pp | 68.1%+14.7pp |
| Annual return | 20.97% | 20.34%+0.6pp | 1063.93%-1043.0pp | 41.64%-20.7pp |
| Employer contribution / active EE | $6,791 | $1,885+260.2% | $2,505+171.2% | $2,551+166.2% |
| Participant deferral / active EE | $2,103 | $2,870-26.7% | $3,888-45.9% | $4,139-49.2% |
| Admin fee / account holder | $1,668 | $3,804-56.1% | $5,065-67.1% | $7,234-76.9% |