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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,488 | $48,011-21.9% | $63,803-41.2% | $82,637-54.6% |
| Participation rate | 82.8% | 66.6%+16.2pp | 72.7%+10.1pp | 68.1%+14.7pp |
| Annual return | 20.97% | 19.84%+1.1pp | 543.72%-522.8pp | 53.51%-32.5pp |
| Employer contribution / active EE | $6,791 | $1,904+256.8% | $2,532+168.2% | $2,552+166.1% |
| Participant deferral / active EE | $2,103 | $2,846-26.1% | $3,843-45.3% | $4,126-49.0% |
| Admin fee / account holder | $1,668 | $3,873-56.9% | $5,196-67.9% | $7,339-77.3% |