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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,721 | $124,425+22.7% | $112,040+36.3% | $137,256+11.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.99% | 24.72%-4.7pp | 24.52%-4.5pp | 220.34%-200.3pp |
| Employer contribution / active EE | $3,439 | $3,411+0.8% | $2,954+16.4% | $4,156-17.2% |
| Participant deferral / active EE | $11,069 | $5,718+93.6% | $5,098+117.1% | $6,407+72.8% |
| Admin fee / account holder | $11,178 | $15,207-26.5% | $12,098-7.6% | $12,270-8.9% |