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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,237 | $125,190-81.4% | $105,624-78.0% | $145,897-84.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.15% | 225.22%-217.1pp | 116.20%-108.1pp | 552.29%-544.1pp |
| Employer contribution / active EE | $3,923 | $3,720+5.4% | $3,168+23.8% | $4,663-15.9% |
| Participant deferral / active EE | $4,473 | $5,716-21.7% | $5,013-10.8% | $6,689-33.1% |
| Admin fee / account holder | $6,196 | $17,138-63.8% | $10,961-43.5% | $13,390-53.7% |