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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,452 | $76,519-91.6% | $56,025-88.5% | $145,897-95.6% |
| Participation rate | 35.7% | 63.2%-27.5pp | 52.5%-16.8pp | 80.3%-44.6pp |
| Annual return | 13.62% | 3017.03%-3003.4pp | 1712.69%-1699.1pp | 552.29%-538.7pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,186 | $2,624-16.7% | $1,955+11.8% | $6,689-67.3% |
| Admin fee / account holder | $161 | $3,331-95.2% | $2,828-94.3% | $13,390-98.8% |