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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,486 | $136,860-30.2% | $120,344-20.7% | $154,746-38.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 64.85% | 21.38%+43.5pp | 20.30%+44.5pp | 172.34%-107.5pp |
| Employer contribution / active EE | $1,205 | $3,533-65.9% | $3,020-60.1% | $4,379-72.5% |
| Participant deferral / active EE | $1,373 | $5,793-76.3% | $5,135-73.3% | $6,730-79.6% |
| Admin fee / account holder | $30,714 | $15,393+99.5% | $12,742+141.1% | $14,365+113.8% |