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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,832 | $100,139-38.3% | $85,187-27.4% | $145,884-57.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 10.21% | 84.15%-73.9pp | 66.67%-56.5pp | 551.85%-541.6pp |
| Employer contribution / active EE | $765 | $3,238-76.4% | $2,732-72.0% | $4,662-83.6% |
| Participant deferral / active EE | $2,866 | $5,296-45.9% | $4,525-36.7% | $6,690-57.2% |
| Admin fee / account holder | $1,676 | $7,262-76.9% | $6,162-72.8% | $13,392-87.5% |