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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,423 | $100,970-90.7% | $96,576-90.2% | $137,256-93.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 28.26% | 38.16%-9.9pp | 38.47%-10.2pp | 220.34%-192.1pp |
| Employer contribution / active EE | $2,191 | $3,809-42.5% | $3,553-38.3% | $4,156-47.3% |
| Participant deferral / active EE | $2,967 | $8,286-64.2% | $7,956-62.7% | $6,407-53.7% |
| Admin fee / account holder | $323 | $11,312-97.1% | $11,381-97.2% | $12,270-97.4% |