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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,966 | $160,070-53.2% | $147,117-49.0% | $145,897-48.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.54% | 98.69%-89.1pp | 420.54%-411.0pp | 552.29%-542.7pp |
| Employer contribution / active EE | $12,500 | $5,285+136.5% | $4,932+153.4% | $4,663+168.1% |
| Participant deferral / active EE | $30,174 | $8,419+258.4% | $8,065+274.2% | $6,689+351.1% |
| Admin fee / account holder | $2,821 | $15,035-81.2% | $12,993-78.3% | $13,390-78.9% |