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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,843 | $111,814+34.0% | $103,378+44.9% | $145,978+2.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.63% | 24.80%-11.2pp | 24.91%-11.3pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,325 | $4,215-68.6% | $3,870-65.8% | $4,662-71.6% |
| Participant deferral / active EE | $14,572 | $5,618+159.4% | $5,058+188.1% | $6,690+117.8% |
| Admin fee / account holder | $1,282 | $9,764-86.9% | $8,401-84.7% | $13,400-90.4% |