Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,499 | $63,354+88.6% | $94,105+27.0% | $82,637+44.6% |
| Participation rate | 42.9% | 63.8%-21.0pp | 71.9%-29.1pp | 68.1%-25.2pp |
| Annual return | 12.98% | 34.36%-21.4pp | 204.55%-191.6pp | 53.51%-40.5pp |
| Employer contribution / active EE | $1,006 | $1,760-42.8% | $2,504-59.8% | $2,552-60.6% |
| Participant deferral / active EE | $2,797 | $2,873-2.7% | $3,881-27.9% | $4,126-32.2% |
| Admin fee / account holder | $4,044 | $5,073-20.3% | $6,199-34.8% | $7,339-44.9% |