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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,431 | $76,407-56.2% | $150,298-77.8% | $82,448-59.5% |
| Participation rate | 81.1% | 66.4%+14.7pp | 77.8%+3.3pp | 68.1%+13.0pp |
| Annual return | 16.59% | 39.99%-23.4pp | 62.79%-46.2pp | 41.64%-25.1pp |
| Employer contribution / active EE | $1,591 | $2,614-39.2% | $4,154-61.7% | $2,551-37.6% |
| Participant deferral / active EE | $1,561 | $3,214-51.4% | $5,453-71.4% | $4,139-62.3% |
| Admin fee / account holder | $376 | $6,352-94.1% | $14,116-97.3% | $7,234-94.8% |