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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,505 | $64,010+53.9% | $108,359-9.1% | $64,340+53.1% |
| Participation rate | 84.9% | 49.4%+35.5pp | 70.1%+14.8pp | 55.2%+29.7pp |
| Annual return | 12.96% | 19.74%-6.8pp | 36.89%-23.9pp | 24.14%-11.2pp |
| Employer contribution / active EE | $1,009 | $1,029-1.9% | $2,399-58.0% | $1,862-45.8% |
| Participant deferral / active EE | $5,139 | $2,395+114.5% | $4,137+24.2% | $2,980+72.4% |
| Admin fee / account holder | $10,180 | $4,885+108.4% | $9,741+4.5% | $3,703+175.0% |