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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,526 | $71,215+44.0% | $93,696+9.4% | $80,935+26.7% |
| Participation rate | 85.1% | 60.4%+24.7pp | 68.7%+16.3pp | 67.7%+17.4pp |
| Annual return | 9.42% | 11.27%-1.9pp | 133.74%-124.3pp | 35.66%-26.2pp |
| Employer contribution / active EE | $1,176 | $1,565-24.8% | $2,422-51.4% | $2,757-57.3% |
| Participant deferral / active EE | $5,995 | $4,037+48.5% | $4,417+35.7% | $4,299+39.4% |
| Admin fee / account holder | $7,030 | $6,958+1.0% | $8,287-15.2% | $6,924+1.5% |