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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,031 | $57,119-71.9% | $85,187-81.2% | $80,935-80.2% |
| Participation rate | 36.7% | 56.4%-19.7pp | 67.5%-30.9pp | 67.7%-31.0pp |
| Annual return | 14.82% | 21.70%-6.9pp | 66.67%-51.8pp | 35.66%-20.8pp |
| Employer contribution / active EE | $655 | $1,802-63.6% | $2,732-76.0% | $2,757-76.2% |
| Participant deferral / active EE | $957 | $3,115-69.3% | $4,525-78.8% | $4,299-77.7% |
| Admin fee / account holder | $301 | $4,990-94.0% | $6,162-95.1% | $6,924-95.7% |