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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,597 | $183,539+7.7% | $155,556+27.0% | $145,897+35.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.68% | 61.31%-53.6pp | 64.84%-57.2pp | 552.29%-544.6pp |
| Employer contribution / active EE | $14,747 | $5,315+177.5% | $4,675+215.4% | $4,663+216.3% |
| Participant deferral / active EE | $12,280 | $6,467+89.9% | $5,631+118.1% | $6,689+83.6% |
| Admin fee / account holder | $13,917 | $19,275-27.8% | $15,885-12.4% | $13,390+3.9% |