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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,785 | $201,370+93.1% | $184,256+111.0% | $145,897+166.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.61% | 29.05%-13.4pp | 28.85%-13.2pp | 552.29%-536.7pp |
| Employer contribution / active EE | $7,413 | $7,024+5.5% | $6,427+15.3% | $4,663+59.0% |
| Participant deferral / active EE | $25,500 | $9,808+160.0% | $9,133+179.2% | $6,689+281.2% |
| Admin fee / account holder | $490 | $16,364-97.0% | $13,899-96.5% | $13,390-96.3% |