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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,024 | $95,453-48.6% | $112,040-56.2% | $82,448-40.5% |
| Participation rate | 60.9% | 72.8%-11.9pp | 76.5%-15.6pp | 68.1%-7.2pp |
| Annual return | 18.72% | 23.92%-5.2pp | 24.52%-5.8pp | 41.64%-22.9pp |
| Employer contribution / active EE | $2,109 | $2,318-9.0% | $2,954-28.6% | $2,551-17.3% |
| Participant deferral / active EE | $4,152 | $4,224-1.7% | $5,098-18.5% | $4,139+0.3% |
| Admin fee / account holder | $261 | $9,013-97.1% | $12,098-97.8% | $7,234-96.4% |